Have you ever received a random text message saying something about Cash App? You’re not alone. Millions of users across the U.S. did — and now, Cash App’s parent company, Block Inc., has agreed to pay $12.5 million to settle a class-action lawsuit about these spam messages. If you received one, you could get $147 as compensation.
Let’s break down what this means, who qualifies, and how you can claim your share.
What Happened with Cash App
Cash App, one of the most popular peer-to-peer payment apps, faced complaints about sending unwanted promotional texts to users and non-users. Many people said they never signed up for these messages or even for the app itself.
This led to a legal battle accusing Cash App of violating the Telephone Consumer Protection Act (TCPA), which protects users from unwanted robocalls and spam texts.
Understanding the Spam Text Lawsuit
The lawsuit claimed that Cash App or its marketing partners sent unsolicited texts to people without their permission. These texts often included referral offers or promotional messages asking users to download or use Cash App.
According to court documents, these messages were sent automatically using auto-dialing technology, which is prohibited under the TCPA unless the person has given clear consent.
Why Cash App Faced the Lawsuit
The issue wasn’t just about marketing. It was about privacy and consent. People felt their phone numbers were used without permission, and some even received multiple messages.
Since the TCPA allows for financial penalties per unwanted text, Cash App decided to settle rather than continue a costly legal battle.
Who Filed the Case Against Cash App
The case was filed by several individuals who claimed they received these unwanted texts. It became a class-action lawsuit, meaning it represented a large group of affected people — not just one or two individuals.
How the Settlement Happened
After months of negotiations, Cash App agreed to a $12.5 million settlement to resolve all claims without admitting wrongdoing. The court approved the preliminary agreement, and payments are expected to be distributed starting October 10.
Settlement Amount Breakdown
| Category | Amount |
|---|---|
| Total Settlement Fund | $12.5 Million |
| Legal Fees and Administration | $2.5 Million |
| Amount for Eligible Claimants | $10 Million |
| Estimated Payment per Person | $147 (Approx.) |
The exact amount may vary based on the number of valid claims submitted.
Who is Eligible for the $147 Payment
You may qualify for the payout if:
- You received one or more Cash App promotional or referral texts without your consent.
- The messages were sent between August 2020 and February 2023.
- You live in the United States.
Even if you never used Cash App but got their message, you could still be eligible.
How to Claim Your $147 Payment
You can file your claim online using the official settlement website (a link provided in the official notice). You’ll need to confirm your phone number and fill out a short form to prove you were affected.
Deadline and Important Dates
| Event | Date |
|---|---|
| Claim Submission Deadline | November 15, 2025 |
| Objection Deadline | October 25, 2025 |
| Final Approval Hearing | November 30, 2025 |
| Estimated Payment Date | Starting from October 10, 2025 |
Step-by-Step Claim Process
| Step | Description |
|---|---|
| Visit Settlement Website | Go to the official settlement page. |
| Verify Your Phone Number | Use the number that received Cash App messages. |
| Complete the Claim Form | Fill in your personal and contact details. |
| Submit Proof (if available) | Screenshot or text records can help. |
| Receive Confirmation | You’ll get an email or text confirmation. |
| Wait for Payment | Payments will start processing after October 10. |
How to Check If You Qualify
If you’re unsure whether you qualify, check your phone records or old texts. If you find any message from Cash App or “Square Cash” offering rewards or inviting downloads, that counts.
What Documents You Need
You don’t need much — just your phone number, email address, and possibly screenshots of the message (if available).
Don’t worry if you can’t find proof; most valid claims will be verified through phone records automatically.
What to Do If You Didn’t Receive a Notice
Even if you didn’t get an official email or text about the settlement, you can still file a claim manually through the website. The form is open to the public.
Impact of This Settlement on Users
This case sets an important example for tech companies. It reminds them that user privacy and consent are crucial. For users, it’s a small win — not just the $147, but also the assurance that their phone numbers can’t be used freely.
What Cash App Said About the Settlement
Cash App hasn’t admitted guilt but stated it’s settling to “avoid lengthy litigation and focus on serving customers.” The company says it’s updated its privacy and marketing policies to prevent future issues.
User Reactions Online
Social media has been buzzing. Many people are excited about the chance to get some money, while others are skeptical. On X (Twitter) and Reddit, users are sharing links to check eligibility and warning each other about fake settlement scams.
Is This a Scam or Legitimate Settlement?
It’s legitimate. The settlement is court-approved, and all official information is posted on the real settlement website. Beware of look-alike or fake pages asking for bank info — those are scams.
How to Protect Yourself from Spam Texts in Future
Here are a few simple tips:
- Don’t click on unknown links in text messages.
- Block and report spam numbers.
- Use your phone’s “Do Not Disturb” or spam filter.
- Never share personal info through text.
Conclusion
The Cash App spam text lawsuit shows how important user privacy is in the digital age. If you’ve ever been annoyed by random messages, this case proves that you have rights — and companies must respect them.
FAQs
What is the Cash App Settlement About?
It’s about unsolicited spam texts sent without user consent, violating privacy laws.
How Much Will I Receive?
Most claimants are expected to receive around $147.
When Will Payments Be Made?
Payments will start from October 10, 2025, after final approval.
Do I Need to Be a Cash App User?
No, even non-users who got texts are eligible.
Is It Safe to File a Claim?
Yes, if you use the official settlement website listed in the court documents.
